More and more people are considering private health insurance for the peace of mind it gives to you and your family. One of the main benefits is rapid access to diagnosis and treatment when you need it most. But, like everything, it does cost money. So how much is private health insurance?
The answer depends upon a number of factors. These include:
- How old you are
- Whether you are a smoker (this has a significant impact)
- What level of cover you require
- Whether in-patient or outpatient cover is required in addition
- Existing medical complaints may add to the cost
- Other lifestyle factors
In short, it’s not possible to give a definitive answer about how much cover will cost, and many online quotation simply give an indication of cost, but cannot be relied upon to be accurate. Our advisors will give a private health quotation customised to your specific circumstances, and can save you thousands of pounds over the lifetime of a policy – and in many cases, the monthly cost will be cheaper than going to a private healthcare provider direct.