Bupa vs PruHealth
Both Bupa and PruHealth provide private health insurance – just complete the 30-second form above and one of our FSA authorised advisors will provide customised Bupa and PruHealth medical insurance quotes in minutes. When comparing insurance from both companies, you need to consider more than just price (unlike with life insurance, where price is generally the deciding factor).
Factors to consider include:
- Location of facilities should you need them
- Possible exclusions for any existing conditions
- Whether in-patient cover is adequate, or whether out-patient cover would be desirable
- Any policy exclusions that may affect you
Our advisors will provide you with all the information you need to make an informed choice of private health cover.
Bupa Private Health Care
BUPA is one of the most recognised names in the UK for private medical insurance, and they have been providing cover since the 1940s. The organisation is a provident association, so any profite made can be reinvested to provide more facilities – there are no shareholders to pay dividends to. Bupa have around 35 hospitals across the UK.
PruHealth Medical Insurance
Pru Health Insurance is also a well known name in the UK for private medical insurance. They have a three-step approach to cover, and this can be tailored to your specific requirements and your lifestyle may have an affect on the cost of cover.
Pru Health call Step 1 “Vitality Plus“, which awards points based on lifestyle – the healthier your lifestyle, the more points you will receive. Points can be redeemed against a range of benefits including concerts, films, and West End shows.
Step 2 is Pru Health’s “Core Cover” and these are benefits for everyone with a PruHealth policy. Core cover includes:
- Hospital and Specialist’s fees
- MRI, CT and PET scans
- Full Cancer Cover
- Pregnancy complications
- Oral surgery
- Home nursing
- Private ambulance
Finally, Step 3 is for any additional cover components you may require. Our FSA authorised advisors can give you full details so you can choose the right level of cover for you.
