How Much Is Private Health Insurance?

More and more people are considering private health insurance for the peace of mind it gives to you and your family. One of the main benefits is rapid access to diagnosis and treatment when you need it most. But, like everything, it does cost money. So how much is private health insurance?

The answer depends upon a number of factors. These include:

• How old you are
• Whether you are a smoker (this has a significant impact)
• What level of cover you require
• Whether in-patient or outpatient cover is required in addition
• Existing medical complaints may add to the cost
• Other lifestyle factors

In short, it’s not possible to give a definitive answer about how much cover will cost, and many online quotation simply give an indication of cost, but cannot be relied upon to be accurate. Our advisors will give a private health quotation customised to your specific circumstances, and can save you thousands of pounds over the lifetime of a policy – and in many cases, the monthly cost will be cheaper than going to a private healthcare provider direct.

Click here for a customised private health cost comparison.

Aviva vs Bupa

Compare private health insurance quotes from Aviva vs Bupa. Both Aviva and Bupa provide private health insurance but when looking to buy, it’s important to consider more than just the monthly cost. Factors such as hospitals and facilities near to you should be considered, as well as the level of cover required. Although both companies can provide comprehensive health cover, there will be differences in cover that may be important to you. Our advisors can give you detailed information about what is and is not covered with both Aviva and Bupa. Just complete the form above for a free, no-obligation quotation.

Aviva Health Insurance

Aviva is a well known name for private health insurance in he UK. Aviva’s health insurance policies provide quick access to high quality diagnosis and treatment services. Their policies offer a comprehensive choice of services and levels of cover, and they also provide general information about health and wellbeing to help you lead a healthier life.

Bupa Health Insurance

BUPA is one of the UK’s leading private health insurance providers and has been providing services since the 1940s. Because BUPA is a provident association their profits are re-invested into more facilities and better care provision, with the aim of providing exceptional levels of healthcare. With around 35 hospitals across the UK, there is likely to be a treatment centre close to you, saving on costly and inconvenient travel.

Click here to compare Axa and Bupa quotes.

As people get a little older, it’s only natural for concerns over health and future healthcare to become more pressing. The peace of mind of having a private health insurance plan can be well worth having. The good news is that over 50s health insurance need not be expensive.

Some people are concerned that costs will rise for cover as they get older. This is not necessarily the case: health insurance premiums are based on many factors. One of the biggest impacts on cost is whether a person smokes – whatever their age. Leading a healthy life and minimising risk factors will make private health costs lower. That said, insurers do understand that not everyone is a fitness fanatic, and they do provide reasonably priced cover for all lifestyles.

Health insurance providers such as AXA, Bupa, Pru and more will all provide cover for over 50s. The easiest way to find out how much it will cost is to get a free quote. Just complete the one-minute form above and our FSA authorised advisors will search the market for you and provide a range of quote customised to your circumstances – hopefully, you’ll be pleasantly surprised as the premiums!

Click here to get a free no-obligation quote.