Life Insurance Quotes

Medical insurance is becoming more and more popular as people live longer lives, and many now consider it essential. But, one type of insurance that is seen as essential is life insurance.

For people with dependents, it’s important to consider what would happen to them if the worst happened to you. Would they be able to cope with the mortgage, or even day to day bills. At what is sure to be a stressful and unpleasant time in their lives, a good life insurance policy can ease financial strains whilst they get their life back on track.

There are two main types of life insurance: level cover and decreasing cover. Level cover life insurance pays out a fixed sum if you die during the period of the policy. With decreasing cover life insurance, the amount paid out decreases over the period of the policy. This is intended to match the reduction in your outstanding mortgage.

Of course, if you have no dependents, you may not need life insurance – it all depends upon your personal circumstances.

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Over 50s Health Insurance

As people get a little older, it’s only natural for concerns over health and future healthcare to become more pressing. The peace of mind of having a private health insurance plan can be well worth having. The good news is that over 50s health insurance need not be expensive.

Some people are concerned that costs will rise for cover as they get older. This is not necessarily the case: health insurance premiums are based on many factors. One of the biggest impacts on cost is whether a person smokes – whatever their age. Leading a healthy life and minimising risk factors will make private health costs lower. That said, insurers do understand that not everyone is a fitness fanatic, and they do provide reasonably priced cover for all lifestyles.

Health insurance providers such as AXA, Bupa, Pru and more will all provide cover for over 50s. The easiest way to find out how much it will cost is to get a free quote. Just complete the one-minute form above and our FSA authorised advisors will search the market for you and provide a range of quote customised to your circumstances – hopefully, you’ll be pleasantly surprised as the premiums!

Click here to get a free no-obligation quote.

Private Medical Insurance – What’s Not Covered?

Just as important as considering what’s covered when purchasing private medical insurance is considering what’s not covered. Private medical insurance is intended to cover short term, acute illnesses. Acute illnesses are those that start suddenly and are generally short lived, and don’t require lengthy (even lifelong) medical intervention.

Private Health Insurance – What’s Covered?

When choosing private health insurance, there are hundreds of different healthcare plans from multiple providers (for example, Axa, Bupa, Allianz, etc). Many of these policies will have benefits in common, but it’s important to check that you are covered as comprehensively as you expect. Some of the main private health insurance benefits are shown below. Does your policy cover everything you expect? Read more

Is individual health insurance a luxury or necessity?

The three main benefits of individual health insurance are jumping the queue – especially for non-urgent treatment, choice of healthcare provider and location, and increased comfort during treatment. Read more

How much does Bupa cost?

To get a free no-obligation Bupa health insurance quote, just complete the 1-minute form above and an FSA authorised advisor will give you a personalised quote customised to you circumstances – plus a comparison with other providers.

How much does Bupa cost?

More and more people are purchasing private health insurance, and one of the most popular providers is Bupa. The Bupa cost will be determined by many factors Bupa consider when providing a quotation for their healthcare – their goal is to provide the highest level of cover possible at the lowest monthly cost, called a subscription by Bupa. To do this, they will consider a variety of factors. Read more